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I am an MBA with 16 months exp. in healthcare IT, I want to do masters in Halthcare, suggest me some univer.?
I also want that is i have to do for 2 years or it will be 1 year for me as i am already an MBA
why not try some another interesting educational course like professional pilot
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Payment Q&A
$125,000 Credit Card Debt?
We are a married couple, both are 32 year old, we lost jobs 2 years ago & come up with $125k unsecured debt. Now both are working & our monthly income is around $6k before charge, which is $4500 after. Our expense for home rent, car payment, ?is more or less: $3500. So what remains is $1k to pay minimum payment of credit cards, which is much better than that; however we do not have any late fees so far. We do not want to turn to any program that affects our credit scores as both of us now own professional jobs with the greatly good income potential in 6-10 years from immediately. We have been thinking of the followings:- Enrolling surrounded by a debt consolidation program & pay $7k over 3 years instead of $125k in the cost of our credit- Enrolling surrounded by a ardship?program & pay $155,k ($125k + interest) over 5 years & save our credit. (monthly donation 3K)- Finding another better way!We would appreciate if somebody tells us which of the option is better for us & why?With warm regards,Simon
12 mo. no interest loan. Pay within full or construct payments?
I have a Sears home improvement card near 12 months no interest and $4,500 charged on the card. I have the money to pay contained by full right now. Should I pay contained by full or make payments for a few months to help build my credit? If I fashion payments, how many should I make? Is it better to payment on the same day every month and indistinguishable amount to show stability? I need to buy a car in the next 7 months so I really want to use this opportunity to help my credit, but I also obligation to pay off the loan previously purchasing a car and I can't put off purchasing the sports car.
15 months free interest, repay min and set free rest to earn money and compensate credit card rotten contained by 14 mo?
Hello,Last month, I consolidated my two credits for a 15 month no interest credit card, after 15 months the interest is 9.9%. I could pay double the minimum wage each month to income off the loan since 15 months or put the other payment into a funds account that pays 5.05% APY. Then in recent times before the 15 months is up, wage off the amount owed from the stash account (earning around $250+).A friend say I should just take-home pay off the credit card as without delay as possible. So, should I save and afterwards pay stale the loan just in the past the 15 months is up or quickly money off the credit card respectively month?Thanks for the advice,-Shannon
16 year older debt? England UK?
So I signed up for a gym membership three months ago. It was a contractual costs of lb40 a month for 12 months. I paid the first month, but after the second and third, I stopped using the service as I did not have time. I have transferred the money I had in one hill account to another and had not bothered to translation the payment options for the gym. Hence the direct debit be cancelled for two months. Following those two months I received a letter from an 'ARC Credit control' company telling me that I would be taken to county court unless I compensated the full 12 months. What is the law in the UK for recovering this from a 16/17 year mature? NO guarantor signed the contract.
19 yrs out-of-date, No credit history, desires to buy first sports car...?
My lil sis is trying to buy her first car. She is tryiing to find financing for 10K. She works part time but can craft up to $220 car pymt per mth. She have no co-signer and 500 down payment. Where can she take financing with no credit history.
1 Day Late on Car Payment: Bad for Credit?
Hello. I thought I set up auto-pay on my car stipend plan, but apparently I didn't save it correctly. My saloon payment is due Feb 25. It's the weekend in a minute, so the online payment say it will be one day unpunctually (Feb 26 earliest processing).I have in recent times about idyllic credit. Will this cause a problem?Will the company even report this? Can they, if its merely one day deferred?
1st credit card?
im 18, unemployed student.I want a credit card within order 2 build rating 4 mortgage.What card can I achieve with no credit rating which wont cost me anything if I compensate of the full balance?What costs r nearby apart from interest and annual fees that i might get charged if i use it over the counter + payment of balance near direct debit?Is there a smaller quantity risky way of building rating? (less concealed fees, somthing i can understand)
2 Word Problems?(Math)?
1.) Suppose you apply for a five year loan in the amount of $15,000 near an APR OF 9%. Your monthly payment is $311.38. What is the principal of the loan and the total amount of interest compensated over the five years?2.) Suppose you take out an auto loan for $9400 over a spell of 6 years at an APR of 8%. Determine your monthly payments, your total payments over the term of the loan, and the amount of interest rewarded over the term of the loan.
30k auto loan next to a 650 credit win?
Here is my situtation...Scores From myfico- TU 653 EQ 661 EXP 623Scores From True Credit- TU 636 EQ 661 EXP 567I make 110k a year and own been at impossible to tell apart job for 8 years.I rewarded off the loan on my current sports car about a year and six months ago and it is worth give or take a few 8k on a trade in. I enjoy a 2 Credit Cards that both have a 0 go together right now and right payment history. I also own a small personal loan for 2k that I am going to pay stale this month.Do I have a karma of being financed for a certified pre-owned saloon that has a sticker price of 33k? Also why do my score differ slightly from the 2 websites myfico and truecredit? Should I finance though the peddler or a credit union?Any insight is much appreciated. Thank you
$40k contained by debt..?
I owe $40k in debt spread between dif cards and i enjoy a car complete debt free worth going on for 20-25K should i sell the saloon or take a loan out on the coupé so i can pay freshly one payment instead of 4 payments of 190-450 a month (I open these cards under my father name... i work for my father but he pays me crap.he owns a pizzeria ) I also clear him rent! so he really has my stuck... i do know how to run the business but he will not agree to me or anyone at that matter! and business have been slow so he pays me smaller quantity! and now i cant afford the payments! also he wont put me on files for more then min wage beside part time hours! so tech i made $7,400 final year! total so i cant get a loan to fix this! help out!
Does it hurt your credit rating if you recompense AHEAD of schedule?
I'm planning on paying off my car loan nearly 2.5 years ahead of schedule. I've never missed a payment and own a good credit score. Does anybody know if this will shackle my score?
4 Credit Cards, $15k contained by debt! What do I do?
Do I consolidate into one loan? HELOC? Pray? Triple one credit cards min payment and after move onto the next? Any direction...
5,000 within Debt?
Ok I'm 5,000 dollars in debt and I hold about 3 leanders. My cross-examine is if I tell them I will payment each one of them 50 dollars a month will they run for it? And if they do will they take is bad my credit? or will it stay on my credit till I pay them sour all the money?
670 to 690 gain - Would I be capable of buy a saloon at a fully clad rate?
I am looking to purchse a 17, 000 car, and also looking for a monthly salary of around 200 to 250, is this a resonable score to procure that payment likelihood? Or should I wait and oblige my score modernize?
$ 850 Emergency Room bill?
I set up payments of $50 a month. Is it true that - as long as I send them money even if it's a smaller amount every month (say $20) that they can't turn it into collections -or can they just report it as a unpaid payment on my credit report? I live in California.
Can I join the Visa and MasterCard logos to my pattern site to tolerate my customers know that I adopt credit cards .
# Can I add the Visa and MasterCard logos to my trellis site to let my customers know that I adopt credit cards for payment?
A ask give or take a few my credit?
I have not so great credit,anyway almost 2 months ago I got a credit cardI've lone made one payment on itBut I've notice my credit score have went downbecause of a investigational credit account posted on my databaseIf I keep payments on the dot -Will my score budge up?
a broadband company sent a constraint memo, but i cant rewarded surrounded by full!!?
will i go to detain? since im willing to payment but not in a flash, i can wages in installment , what can you read aloud?
A coworker is threatening me to report to credit bureau for belated transmittal by purely 4 days! could she do that?
i bought a set of jewelry from her made payable monthly for one year i gave her 12 post dated checks but after the 6th month i closed my sandbank account so i told her and presently i'm paying her by money order my 7th m.o be delayed by almost a week and now she's threatening me that my subsequent payment should be prompt with the date i put on the post dated check on the account i've closed if not if its late by a short time ago 4 days she's gonna report me to the credit bureau. does her threat hold water? She keep on harrassing me calling me constantly and i'm really getting stressed out!
A credit card company have placed a lien on my checking information what can I do very soon to attain it removed?
I had previously been sued by a credit card company and I rewarded off the majority of the balance. I be unable to work for over 2 years after a serious injury and when I was out of use I was unable to salary. Now they are saying that I owe them 3 times the balance on my story and have placed a lien on my checking account for twice what they are dictum the balance is. In the state of IL is it legal to do this?? I enjoy just started back to work and offered to formulate a payment arrangement until I can do better. They will only adopt full payment is what they told me. Would it be better to file liquidation or to just go ahead and pay packet ?? If so who do I pay the bank or the creditor? I do enjoy other bills that will also need to be paid and I dont enjoy much money to work with.
a credit cross-examine?
my credit score dropped last month because of a deferred (but paid) mortgage payment..i paid past its sell-by date my credit cards except for one with a small balance immediately i know it hasnt been even 30 days but should i wait to be in motion trade in my car for a different one (im trying to downsize everything) because of my rack up? i screwed up one month and now im paying for it but i learned my lesson and im tryign to trade adjectives my big possesions into smaller more affordable ones. so is it too soon or will they see that ive paid off a hulking portion of my debt?
A credit report item, arranging a "income to delete" ?
a payment within exchange for removing it from the report altogether. How can you arrange it? Assuming you have the money to arrange something?
A creditor agreed to remove a delayed recompense from my credit report, but in a minute they're cliché they wont?
I've been trying to catch Honda Finance to remove a late salary from my credit report. It was moderately my fault and somewhat theirs, because I made the payment prompt but due to a problem with their system they didn't adopt my online payment. I kept going over people's head and someone higher up finally agreed to remove it from my credit report, because I own been next to them almost 5 years and have never made a slow payment. He said it would be removed inwardly 72 hours, which would be by this Wednesday. Today I got a memo in the messages saying the past due payment WOULD NOT be removed. Is in attendance anything I can do to make them steal it off, since they said they would? I know I necessitate to call but they are closed for the year, so I'm just wondering what I can right to be heard in baggage I have to argue near them when I call. Thanks!!
A debt consolidation company contained by Ontario, Canada?
HiI have the following debts, and I want to consolidate them to pay as little as possible---1) personal loan, $1400 symmetry. 29% intrest. -- $90 a month2) computer payment, $1300 balance, 29% int. -- $60 a month3) student loan, $17000 harmonize, 7% int- $223 a month4) an old phone bill (a) $1800 balance, $40 a month5) store credit card, $280 symmetry, 29% interest, $18 a monthI only have a prepaid mastercard bar what I listed above. I have a minimal income due to human being pregnant, and no other assets in my name. (about $19 thou a year total). I am self employed, near no income verification (I am an esthetician who works at home for cash).I want to get a consolidation loan, so I can sort only ONE payment a month, instead of worrying roughly speaking 5 payments and different due dates. Also, I am not terribly concerned next to a high interest rate right now, as long as I am merely paying ONE high rate, not 3 like I am very soon!I don't want to use Wells Fargo or Citi financialhelp!
A few question almost credit?
When you have refusal information on your credit report it normally falls sour after 7 years.Is it 7 years after the last reported date or 7 years after the date the depiction was first open with the collection agency?AlsoWhen you net a payment does it restart the S O L or the 7 year time time of year?Thanks
A friend be made redundant and have her credit cards insured, the payments are self met by insurers but they?
still charging her for payment protection is this right? what happens when the year is up if she is still out of work how long a gap before she can get hold of the repayments met by the insurers of the credit card again
A hill payment and Intrest?
I bought a car posterior in November and upon signing the contract, near was an new $3500 tacked on tot he cost of the motor. I asked why, and the dealership said it is a bank imposed payment, and there isnt anthing he could do just about it. When the bank call to confirm a few things, I asked about the ridge fee, they said they do not collect a charge, and that the dealership kept the money. Can a bank collect a excise and intrest, or was I taken by the dealership?
A hugely interesting debt solution existing or falsified?
I recently get a e-mail from a company(i will not say the name) and they enjoy a different way to achieve people out of debt here it is and recount me what you think tangible or scam? ok you send this company your debt bill statement plus 87$ (87$ purely the first month) this company types up a letter and mail it and your payment to the debt company the missive says if you currency this check the new grant will be 10$ you can not add gloomy to credit reports you cant add any fees if you do any of these we will announcement fees to you. this company says it works everytime and the debt company back off because they signed the check and agreed to the contemporary terms so you simply had over your debt to them contained by order to attain this company to do this for you they want 2500 what do you think
A loan near poor credit history?
why is a loan refused when you apply for a loan near a poor credit history and the broker is specialised in not checking your credit report. I single need a loan of 1200 ponds to take-home pay off credit cards and i hold tried best4loans already, paid a non-refundable payment of 40 pounds and i didnt hear from them for about 2 weeks. i next called every other daytime, they put me through welcome nouns where my application be rejected and they told me to call rear so that they can put me through to another broker. i only want one where on earth i can borrow 1200 pounds. please help!!
A Question About Interest.?
I bought a motorcycle from Honda at 9.9% interest. I was told that I could payment it off precipitate if I wanted and that would effectively stifle my interest. So I pay extra on the monthly amount. The donation is $155 but I always settle $160 or better. The extra is supposed to go towards the principle but end month I paid $175 so $20 dollars is supposed to run towards the principle but they applied $11 more towards the interest and only $9 towards the motorcycleWhat's up near this? I can't ask them about it until tomorrow.So contained by essence my interest last month be $55 this month it was $ 65.
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That loan is called an 80-10-10. They have become pretty much extinct for now…at least with a decent rate & terms. Two years is a long way away. The regs are changing daily so it is hard to way what will be available in 2 years.
If you are talking about just getting a loan for half the down payment – at this time the loan must be a secured loan, not an unsecured loan.
You can get a loan with 10% down…even with 3% down.
Keep up the savings plan. That is always good. Also keep your credit clean. Don't open up a bunch of accounts.
Good luck to you.